The Two Golden Rules of Private Banking

How to Build and Protect Your Personal Reservoir of Wealth

The Core Principle

The Infinite Banking Concept® is not a "get-rich-quick" scheme. It is a long-range strategic process that requires two primary behaviors to succeed.

Rule #1: Don't Be Afraid to Capitalize

You cannot start a business — or a bank — without capital. Most people are afraid of high premiums, but in IBC, the premium is simply your capital. The more capital you put into the system, the more you get back tax-free at "passive income" time.

Rule #2: Don't Steal the Peas

If you owned a grocery store, you wouldn't let your family walk out the back door with groceries without paying. When you take a policy loan, you are using the bank's money while your own money continues to grow. You must repay your loans at market-rate interest. If you don't, you are "stealing the peas" from your own business.

These two rules are the engine of the entire system. Get them right and your private bank compounds in your favor, year after year. Miss them and you slowly drain the very reservoir you're trying to build.